Now's the time to make your move! Seller is offering up to $15,000 toward a permanent rate buydown with an acceptable offer. That's a 1% reduction* in your interest rate for the life of the loan, which could mean savings of around $400/month-or $145,000 over time. If you've been on the fence, this could be the opportunity you've been waiting for. The home itself? It's just as smart a move. 1335 Cold Tree Lane is a well-built, move-in-ready 4-bedroom, 2.5-bath home in the popular Coldwater Creek neighborhood. As one of the first homes in the community, it was built with quality and care, and it shows. Inside, the layout is both practical and welcoming, with the primary suite conveniently located on the main floor-ideal for comfort and accessibility. The living room features soaring double-height ceilings that flood the space with natural light, and a wood-burning fireplace that makes it feel instantly cozy. The eat-in kitchen is equipped with granite countertops, warm wood cabinetry, and a central island that's perfect for prepping meals or chatting over coffee. Upstairs, you'll find three additional bedrooms, a full bath, and a loft nook overlooking the living room-great as a reading spot, study area, or just a quiet place to relax. The fully fenced backyard offers just enough green space for pets, play, or weekend entertaining-without the burden of heavy upkeep. And with neighborhood amenities like a community pool and tennis courts, there's plenty to enjoy right outside your door. Even better? The HOA dues are just $85/month-an incredibly low cost for all that's included. Located in the heart of Oconee County's award-winning school district, this home is a solid choice for anyone looking to invest in both lifestyle and long-term value. With average home prices in Oconee now above $645,000, this one stands out-comfortable, well-maintained, and priced to keep things affordable. Between the seller incentive, low HOA fees, and move-in-ready condition, this is just a smart purchase all around. Whether you're just starting out, scaling down, or somewhere in between, this home checks a lot of boxes. Come see for yourself-you'll be glad you did. *Disclaimer: rates are dependent on your personal financial profile and current market conditions and are subject to credit and lender approval.*