**OWNER FINANCING AVAILABLE!** Don't miss this rare opportunity to own a 0.31-acre homesite in the highly sought-after, gated community of St. James Plantation -- just minutes from the sun-drenched shores of Oak Island and the charming historic waterfront of Southport, NC. Residents enjoy an unmatched lifestyle with access to a championship golf course and clubhouse, a private oceanfront beach club on Oak Island, a full-service marina, fitness center, tennis and pickleball courts, resort-style pool, and miles of scenic walking, biking, and nature trails -- plus a dog park and playground for the whole family. Whether you're ready to break ground on your dream home or seeking a smart investment in one of North Carolina's most prestigious communities, this lot delivers on every front. The seller also has two additional (non-adjoining) Polly Gully lots available -- ask about a package deal and make an even bigger move today!